Nowadays, keeping a senior in his home as long as possible seems like the best option for most families. However, it may require certain modifications, in terms of equipment and daily habits. For instance, you may need assistance for daily chores (grocery shopping, medical care, cleaning) and changes done to the house. All of this requires financial investment. Fortunately, there are several types of financial assistance that can help you cover these expenses and stay at home as long as possible.
Daily life improvement support
- The Individual Autonomy Allowance
This allowance is provided by the Region, to elderly persons who are partially dependent (GIR level of 1 to 4). Its goal is to improve the financial support provided to seniors experiencing a loss of autonomy (at home or in a retirement facility).
It allows to fund, entirely or partially:
- Human assistance (cleaning services, meals on wheels…)
- Technical maintenance (house modifications, remote alarm system, wheelchair…)
- The Departmental Council
If you’re not eligible for the Individual Autonomy Allowance, you can submit a request for home help from the Department Council.
- Pension funds
Your pension fund can also provide multiple aids, to improve your home for instance. If you’re not eligible for the Department Council aids for home help, your pension fund may cover it, under certain conditions.
Accommodation related aids
The National Accommodation Agency (ANAH in France) can subsidize part of the expenses induced by housing improvements. Under the condition that they are carried out to improve a senior’s daily life and aim at keeping them at home longer. It can therefore help cover the installation of a stairlift, refurbish a bathroom…
Specific assistance for disabled seniors
The MDPH (Departmental Organization for Disabled People) can also partially cover the cost of modifications carried out on a disabled senior’s home.
The ALGI (Housing Association for the Heavily Disabled) can also provide financial support, for disability-related improvements.
- The PCH: Disability Compensation Benefit
This benefit aims at supporting any type of assistance related to a loss of autonomy for a disabled person. For instance, human, material (purchase or fixing of an equipment, home improvement), or animal assistance. It therefore allows a senior to remain home longer.
A specific support after hospitalization
It is called the ARDH (Post-Hospitalization Home Assistance). It is funded by pension funds, and it allows seniors to modify their homes and help them recover after a hospitalization. It can be human, medical or technical.
Certain fiscal measures allow to retrieve a certain part of the cost of a home help employee or arrangements in the house.
- Tax credit
Depending on the work done and/or the employees hired, you can deduct a part of the cost from your income tax.
- 5% VAT
A specific VAT rate of 5.5 % applies to housing arrangements.
And finally, relieve your family from stress by getting a Weenect Silver GPS tracker, that allows seniors to contact their caregivers by pressing an emergency button. A great device to help remain at home safely.
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